NPCI unveils 4 new UPI solutions at Fintech Festival

NPCI launched four UPI solutions at Global Fintech Festival 2025: UPI Reserve Pay for pre-allocated credit, AI-powered UPI HELP for complaint resolution, IoT Payments for smartwatches and connected cars, and Banking Connect for unified net banking. NPCI also piloted an agentic AI framework allowing user-authorized chatbots to manage payments, enhancing UPI’s utility and user experience.