Paytm Launches Postpaid, a Credit Line on UPI, Offering ‘Spend Now, Pay Next Month’ Convenience

Paytm, in partnership with Suryoday Small Finance Bank and powered by NPCI, has launched Paytm Postpaid as a Credit Line on UPI, allowing users to “Spend Now, Pay Next Month.” The service enables instant short-term credit for QR scans and online transactions with up to 30 days to repay. Available via the Paytm app, it offers spend categorization, privacy controls, and personalized UPI IDs for secure, seamless payments.