UIDAI unveils Aadhaar-based authentication framework to benefit over 380 cooperative banks across India

UIDAI has launched a new Aadhaar authentication framework to integrate 380 cooperative banks, enhancing financial inclusion. Built with the Ministry of Cooperation and NABARD, it streamlines Aadhaar adoption for 34 State Cooperative Banks (SCBs) and 352 District Central Cooperative Banks (DCCBs). SCBs act as Authentication User Agencies, letting DCCBs use their IT systems. This reduces costs, speeds secure onboarding via biometric eKYC, expands AePS services, and strengthens cooperative banks in India’s financial ecosystem.